Average Rate of Return Calculator: Measure Investment Performance Easily

Use the calculator to convert any total return into its annual compound growth rate. Enter the overall gain (e.g., 25 %) and the holding period (e.g., 3 years); the tool returns the yearly average—in this case 7.72 %. The long-term S&P 500 CAGR is roughly 10 % (S&P Dow Jones Indices, 2023).