The Debt Service Coverage Ratio (DSCR) Calculator is an essential tool for real estate investors, lenders, and financial professionals to evaluate a property’s ability to service its debt obligations. This powerful calculator helps determine if a property generates sufficient income to cover its debt payments, including principal and interest. By analyzing the relationship between a property’s net operating income and its debt service requirements, users can make informed decisions about lending risks and investment viability. The calculator provides clear insights into a property’s financial health, helping stakeholders assess creditworthiness and investment potential. Whether you’re a lender evaluating loan applications or an investor analyzing potential properties, this DSCR calculator streamlines your decision-making process. Start using our calculator today to ensure your real estate investments meet industry standards for financial stability.
Use the calculator to add rental income, other income, expenses, and debt payments; it instantly shows Net Operating Income and Debt Service Coverage Ratio. A DSCR of 1.25 or higher meets most U.S. lender requirements (Investopedia https://www.investopedia.com/terms/d/dscr.asp).
