The Defensive Interval Ratio Calculator is an essential financial tool that helps businesses evaluate their financial sustainability and resilience. This calculator determines how long a company can operate using its current liquid assets without relying on additional funding or revenue streams. By analyzing defensive assets against daily operational expenses, it provides crucial insights into a company’s short-term financial stability and liquidity position. Financial managers and analysts can use this tool to make informed decisions about cash management, working capital, and risk assessment. The calculator offers a clear metric for measuring financial buffer periods, helping organizations prepare for potential economic challenges or market disruptions. Start using our Defensive Interval Ratio Calculator today to gain valuable insights into your company’s financial health and defensive positioning.
The Defensive Interval Ratio shows how many days you can fund operations with liquid assets alone. Analysts consider 120–180 days a healthy buffer for most non-financial firms (Corporate Finance Institute, 2024). Use the calculator to enter cash, marketable securities, net receivables, operating expenses and non-cash charges—then read your runway in days.
