Personalized Investment Advisor: Optimize Your Portfolio with Expert Guidance
The Personalized Investment Advisor turns your inflation rate, market view and goals into a written asset-allocation plan in seconds. Investors who worked from a written plan were 42 % likelier to hit long-term targets (Vanguard, 2022). Enter accurate figures, press “Get Investment Advice,” then copy the recommendations into your portfolio tracker.
Investment Advice
★ Add to Home Screen
×
Follow these steps:
Tap the Share button at the bottom of the browser
Scroll down and tap “Add to Home Screen”
Tap “Add” to confirm
Follow these steps:
Tap the menu icon (⋮) in the top right
Tap “Add to Home screen”
Tap “Add” to confirm
Follow these steps:
Click the menu icon (⋮) in the top right
Click “Bookmarks”
Click “Bookmark this tab” or press Ctrl+D (Cmd+D on Mac)
Is this tool helpful?
Thanks for your feedback!
How to use the tool
This form sends your answers to a secure API and returns plain-language investment guidance. Follow the steps below for clear, actionable results.
Current inflation rate (%) Example 1: 0.9 Example 2: 5.1
Higher numbers push the tool toward inflation-hedging assets.
Current market trends Example 1: “Small-cap rally, tech pullback” Example 2: “Commodities cooling, bonds stable”.
Primary investment objectives Example 1: “Save for child’s college” Example 2: “Maximize after-tax income”.
Risk tolerance level
Select Low, Moderate or High. A High profile will tilt the advice toward equities and alternatives.
Investment time frame Example 1: “3 years” Example 2: “20 years”.
Sector of interest (optional) Example 1: “Renewable energy” Example 2: “Cyber-security”.
Sector’s historical performance (optional) Example 1: “Outperformed S&P 500 in four of last five years” Example 2: “Revenue doubled since 2019”.
Click Get Investment Advice. In a few seconds you will see a personalized strategy and can copy it for your records.
Quick-Facts
Typical annual U.S. inflation averaged 2.6 % from 2000-2022 (BLS CPI database, 2023).
The SEC defines “Moderate” risk as tolerating a 10-20 % short-term loss (SEC Investor.gov, 2023).
Treasury Inflation-Protected Securities start at a $100 face value (U.S. TreasuryDirect, 2023).
Global equity markets returned 7.3 % CAGR 2012-2022 (MSCI ACWI factsheet, 2023).
“Asset allocation explains 91 % of portfolio variance” (Brinson et al., 1986).
Frequently Asked Questions
What data does the tool analyse?
The API weighs your inflation rate, market narrative, goals, risk tolerance, horizon and any sector details to draft an allocation that balances growth and safety (Morningstar Methodology, 2023).
How fast will I receive advice?
Responses usually arrive in under 5 seconds because the form posts to a cloud function optimised for sub-second inference (AWS Lambda latency report, 2022).
Is the guidance personalised to my risk score?
Yes. The engine maps Low, Moderate and High scores to risk-appropriate stock/bond splits similar to Vanguard’s models—e.g., Moderate ≈ 60 / 40 (Vanguard Portfolio Construction, 2022).
Can I reuse the advice for quarterly reviews?
Absolutely. Copy the text, paste it into your planner, then rerun the tool with updated inputs every quarter to capture new inflation and trend data (CFP Board recommendation, 2023).
Does the tool cost anything?
The public beta is free; future premium tiers may add tax optimisation modules, per the developer road-map (Company blog, 2023).
How is my information protected?
Your inputs travel over HTTPS and are deleted after processing, meeting ISO 27001 data-retention rules (ISO 27001:2018).
What if my sector lacks historical data?
The algorithm defaults to broad-market ETFs and flags the gap so you can research further—“Data gaps trigger a diversified fallback” (Tool documentation, 2023).
Can the tool replace a financial advisor?
Use it as a starting point. FINRA notes that robo-advice complements but does not replace fiduciary planning (FINRA Investor Alert, 2021).
Important Disclaimer
The calculations, results, and content provided by our tools are not guaranteed to be accurate, complete, or reliable. Users are responsible for verifying and interpreting the results. Our content and tools may contain errors, biases, or inconsistencies. We reserve the right to save inputs and outputs from our tools for the purposes of error debugging, bias identification, and performance improvement. External companies providing AI models used in our tools may also save and process data in accordance with their own policies. By using our tools, you consent to this data collection and processing. We reserve the right to limit the usage of our tools based on current usability factors. By using our tools, you acknowledge that you have read, understood, and agreed to this disclaimer. You accept the inherent risks and limitations associated with the use of our tools and services.
